Privacy Policy

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‘We’, ‘us’, and ‘our’ refer to JJMW Holdings Pty Ltd, trading as Dare Finance (ABN 47 675 504 364). You can contact us via email at info@darefinance.com.au or phone at 0438 007 068.

We understand the importance of safeguarding your personal information. This Privacy Policy outlines how we manage the personal information we hold about you and how it is used.

We are committed to ensuring that your personal information is handled in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth) and any other applicable laws.

Personal information refers to information or an opinion about you that identifies you or is reasonably capable of doing so. This includes, but is not limited to:

• Name, address, date of birth, and contact details
• Employment details and proof of earnings
• Credit information such as your repayment history, outstanding finance, and defaults
• Sensitive information, including health information (only collected with your consent)

We collect your personal information for purposes including:

• Assessing your application for finance
• Managing and administering your finance
• Marketing relevant products and services to you
• Maintaining and improving our relationship with you

We primarily collect your personal information directly from you through forms, applications, or other communications. We may also collect information from third parties, such as:

• Finance brokers
• Accountants and legal representatives
• Credit reporting bodies

Where reasonable, we will notify you of the collection and the purpose at the time.

We may disclose your personal information to:

• Prospective funders, intermediaries, or investors
• Service providers involved in managing your finance (e.g., printing, IT, or cloud storage providers)
• Related businesses offering products or services that may interest you
• Anyone you have authorised us to disclose information to (e.g., legal representatives)
• Entities required by law, such as those under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)

Where disclosure involves overseas entities, we will take reasonable steps to ensure these entities comply with Australian privacy laws or equivalent standards.

From time to time, we may use your personal information to provide updates on our products, services, or promotions. If you wish to opt out of receiving marketing communications, you can contact us via:

• Email: info@darefinance.com.au
• Phone: 0438 007 068
• Unsubscribe link provided in email communications

We will action your request promptly and at no cost to you.

We rely on you to ensure the personal information we hold is accurate and up to date. Please inform us of any changes by contacting us via the details provided above. You can request corrections to your information at any time. We aim to respond to such requests within 7 business days.

You have the right to request access to the personal information we hold about you. To make a request, contact us at info@darefinance.com.au or call 0438 007 068. We may charge a reasonable fee for retrieval and processing but will inform you beforehand.

Access may be denied in specific situations, such as legal proceedings or where the request is considered vexatious. If access is denied, we will provide you with reasons.

We take reasonable steps to protect your personal information from misuse, loss, and unauthorised access or disclosure. This includes storing information securely in both electronic and paper forms. While we strive to maintain robust security measures, no method is entirely foolproof, and we cannot guarantee absolute security.

If you have a complaint regarding our handling of your personal information, please contact us at info@darefinance.com.au or 0438 007 068. We aim to acknowledge complaints within 7 days and provide a resolution within 30 days. If you are dissatisfied with our response, you can contact the Office of the Australian Information Commissioner (OAIC) via their website at www.oaic.gov.au or call 1300 363 992.

We may update this Privacy Policy from time to time to reflect changes in the law, technology, or business practices. The latest version will always be available on our website.

For any further information or to request a copy of this Privacy Policy in an alternative format, please contact us at info@darefinance.com.au or 0438 007 068.